Last time I talked about having an RV and going to a vacation that feels like home. It is a good thing that your RV is having insurance for your RV. The newest type that I know is mechanical breakdown insurance. It is different with a manufacturer’s warranty or extended warranty. Manufacturer’s warranty is a warranty to repair many component of your RV whenever there is a broken thing. After the manufacturer’s warranty ends, you can get an extended warranty that usually backed by the dealer.
For saving money you can have mechanical breakdown insurance like what offered by Good Sam. It is an insurance to cover parts, labor and repairs to vehicles.