Every worker and labor should understand the definition of permanent disability (PD) because it is the right for the worker to get compensation if something happens like injury or illness that results permanent disability. This permanent disability can also caused by illness, especially those which cause the person unable to work anymore.

This also applies for disabilities caused by sickness like AIDS, ALS, Organ transplants, Parkinson disease, cancer, diabetes and many more. That’s why when applying for disability insurance you need to understand and make sure you get the complete list.