Long-term disability is something that many plan for but few expect to use. No one wants to be away from work for an extended amount of time because of an injury. When disaster does strike, it’s nice to have the disability benefits to fall back on. Unfortunately, many people aren’t able to take full advantage of the situation because of the challenges they face without help from an experienced long term disability lawyer.

At first, it might not make sense to even consider hiring a lawyer. If an employee pays for long term disability, then when the time comes for him or her to claim it, there shouldn’t be any problem. This is not always the case. In fact, many people find that they are denied multiple times before they are ever able to get benefits from this type of policy. It isn’t that the injury isn’t legitimate and it isn’t that there is a lot of question about whether or not an employee actually has a disability. But the system is set up in a way that makes it difficult for the average person to try and pursue a case.

The paperwork is often the first barrier to getting the benefits. From there, any deadlines that are missed could cause a person to miss out on opportunities to create a claim. The longer it takes for a claim to go through, the longer a person is attempting to live without an income. A disability lawyer understands just what is required of a person requesting these benefits. Lawyers understand the laws and regulations that govern the process and can work within those parameters to help people gain their benefits.

Even if a person makes it through the process the first time without legal assistance, there is no guarantee that the claim will be accepted. Once it has been denied, an appeal process starts, involving new documentation and new deadlines. This can be confusing, and for some that are already dealing with the stress of the injury and loss of time at work, the experience can seem overwhelming. It’s important to have a lawyer look over the policy as soon as possible to get a better idea of what needs to be done and how everyone should proceed.